Insurance Claims · Greenwich SE10

Non-Fault Accident & Car Insurance Claim Repairs in Greenwich

An accident is stressful enough without chasing insurers. Nova Accident Repair assesses the damage, prepares a photo-backed estimate for your insurer, liaises with them over the repair and fixes your car at our Greenwich body shop. If the accident wasn’t your fault, we’ll explain your options in plain English.

  • Free damage assessment
  • Photo-backed repair estimates
  • Liaison with your insurer
  • Advice on non-fault claims
Front end of a car masked for repair in the spray booth
Insurance claim help

Tell us about the accident

Send photos of the damage and a few lines about what happened, including whether you have the other driver’s details. We’ll call you back and explain the next steps.

  • No obligation A free quote and advice, with nothing to pay until you agree to the repair.
  • Photos speed things up Clear photos of the damage help us price the repair more accurately.
  • Insurance or private We quote for a private repair or prepare an estimate for your insurer.

Prefer to talk? 020 3887 3893 · 07985 224145 · WhatsApp

Get help with your claim

Fields marked * are required. You can also email photos to novaaccident@outlook.com.

Nova Accident Repair workshop, Unit 3 Brookmarsh Industrial Estate, Norman Road, Greenwich SE10
Car insurance claims

We handle the repair side, you stay in control

After a car accident you’ll deal with forms, phone calls, assessors and questions about excesses and courtesy cars, often while you’re without your car. Our job is to make the repair side simple: we assess the damage properly, put it in writing with photos, and talk to your insurer or the other driver’s insurer about the repair.

You stay in control of the claim and the decisions. We’re a body shop, not a claims management company or a solicitor, so if you’ve been injured, speak to a solicitor about that part of your claim. For the car itself, we’ll explain your options clearly and repair it to the standard you’d expect.

Two ways to claim

Claiming on your policy or against the other driver

Claim on your own policy

Common when:

  • The accident was your fault Or fault isn’t clear yet.
  • You want your insurer to manage it They deal with the other side.
  • You pay your policy excess You may recover it later if you weren’t at fault.
  • Your no-claims bonus may be affected Until costs are recovered from the other side.

Claim against the at-fault driver

Possible when:

  • Another driver caused the accident And you have their details.
  • Liability is accepted or clear Witnesses and photos help.
  • The repair is paid by their insurer Usually without paying an excess.
  • You choose the repairer Including a local body shop like ours.
How we help

What we do for your claim

We take the repair side of your insurance claim off your hands.

Damage assessment

A thorough inspection of the visible and hidden damage.

Photo-backed estimate

A clear repair estimate your insurer or theirs can review.

Insurer liaison

We deal with insurers and assessors about the repair.

Extra damage reports

If more damage is found after strip-down, we report it before repairing.

Your choice of repairer

Help asking for your car to be repaired by us.

Non-fault guidance

Plain-English advice on claiming from the other driver’s insurer.

How it works

What to do after an accident

01

At the scene

Stop, check everyone is safe and exchange names, addresses and insurance details. Take photos and note any witnesses.

02

Tell the police if needed

If anyone is hurt or you couldn’t exchange details, the law says you must report it to the police, within 24 hours.

03

Tell your insurer

Let your insurer know about the accident, even if you don’t plan to claim on your policy.

04

Call Nova

Send us photos or bring the car in. We’ll assess the damage, prepare the estimate and repair your car.

Repair costs

Will I have to pay anything?

It depends on who was at fault and how you claim. Here’s what usually applies. Your insurer and your policy wording have the final say, and we’re always happy to give you a private quote so you can compare.

Your excess

Usually payable if you claim on your own policy; it may be recovered if you weren’t at fault.

No-claims bonus

A non-fault claim shouldn’t reduce it once costs are recovered, but you must still declare it.

Non-fault repairs

When the other driver’s insurer accepts liability, they normally pay for the repair.

Private repairs

For small damage, paying privately can cost less than your excess plus a higher premium.

Insurance repairs across South East London

Our body shop is in Greenwich, SE10. We help with insurance and non-fault accident repairs for drivers in Greenwich and the Greenwich Peninsula (SE10), Blackheath (SE3), Charlton (SE7), Deptford (SE8), Lewisham (SE13), Woolwich (SE18), Eltham (SE9), Kidbrooke, and the Isle of Dogs and Canary Wharf (E14).

FAQs

Insurance claim questions

Straight answers about non-fault accidents, excesses, no-claims bonus and choosing your repairer.

Stop, make sure everyone is safe and exchange names, addresses and insurance details with the other driver. Take photos of the cars and the scene and note any witnesses. If anyone is injured or you couldn’t exchange details, report it to the police within 24 hours. Then tell your insurer and contact us about the repair.

A non-fault accident is one where another driver was responsible, for example when you’re hit from behind while stationary. In that case you can usually claim the cost of the repair from the at-fault driver’s insurer.

If you claim through your own insurer, you usually pay the excess first and it may be recovered from the other driver’s insurer later. If you claim directly against the at-fault driver’s insurer, you normally don’t pay an excess.

A non-fault claim shouldn’t reduce your no-claims bonus once your insurer recovers its costs from the other side, but you must still declare the accident, and it can affect future premiums.

In most cases you can ask for your car to be repaired at a body shop of your choice. Some policies have terms about courtesy cars or excesses if you don’t use the insurer’s approved repairer, so check your policy or ask your insurer.

You may be entitled to a replacement vehicle while your car is off the road, through your own policy or from the at-fault driver’s insurer. Ask your insurer what applies to your claim.

Report it to the police and your insurer. Accidents with uninsured or untraced drivers can be claimed through the Motor Insurers’ Bureau (MIB), usually with help from your insurer.

No. We’re a car body shop, so we deal with the vehicle repair side of your claim. If you’ve been injured, speak to a solicitor about that part of your claim.

For small scratches, dents or bumper scuffs, the repair may cost little more than your excess, and a claim can raise your premium. Ask us for a private quote first so you can compare.

Our body shop is at Unit 3 Brookmarsh Industrial Estate, Norman Road, Greenwich, London SE10 9QE. We help drivers across Greenwich, Blackheath, Charlton, Deptford, Lewisham, Woolwich, Eltham, the Isle of Dogs and Canary Wharf.

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